Category: South Africa / Credit / Personal Loans

Personal Loans

Our Personal Loan is a fast, flexible solution designed to give you access to the money you need, when you need it.

Complete peace of mind is part of the deal with a fixed interest rate for the duration of the loan. No matter how much the interest rates goes up, your monthly instalments will remain unchanged.

Why choose our Personal Loan?

• The loan amount is up to you - between R4000 and R50000.

• Easy repayments - repayment term of 24, 36, 48 or even 60 months.

• If your loan is approved, the money could be paid within 48 hours.

• No security, in the form of personal possessions , is required.

• Pre-determined monthly instalments can help to improve cash flow.

• The Personal Protection Plan settles your outstanding loan balance in the event of death, permanent disability or certain dread diseases. It also provides limited cover in the event of temporary disability and retrenchment.

Important information:

In order to process your Personal Loan you must meet the following criteria:

• have a regular monthly income of at least R3000

• a clear credit record and be up to date with any existing accounts

• be 18 years of age or older

• have a valid South African identity book (green, bar-coded)

• have a Bank Account into which your salary is paid and against which we may debit your monthly repayments

To apply for a Personal Loan, click here

Also see:

Credit Life Insurance (life cover for outstanding debt)

Bondability (bond protection to cover outstanding home loan)

 

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