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Enables homeowners to maintain monthly bond repayments in the event of illness, disability + death. From only R80 a month.


How Much Life Cover?

Not having enough life cover is just as dangerous as having no life insurance at all but how much do you actually need?



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Category: South Africa / Insurance / Life Insurance / Endowments


Endowment Policy

A lump sum payment at a predetermined date in your future that's the start to realising whatever your dreams are, whether an overseas trip, additions to your house or paying for a child's wedding. And this is within your reach with a Stratus Endowment investment.

The Stratus Endowment offers the potential to earn exceptional returns on your money. Your investment starts at R150 per month if you invest for a term longer than 10 years, or R300 per month for an investment term of five to nine years. You can also invest a lump sum of R10 000 to which you may later add further amounts.

This product is also available in the Stratus Premier product range. For Stratus Premier Endowment, the minimum premium is R250 per month if you invest for a term longer than 10 years, or R500 per month for an investment term of five to nine years. The minimum lump sum amount is still R10 000. You can choose between all the Stratus investment funds, as well as a range of unit trust funds.

At the end of five years, you can take all or some of the proceeds, or leave your investment to continue growing. What's more, the Stratus Endowment is accessible should you urgently need your money before the investment term ends. Either apply for an interest-free loan, or cash in a portion of your investment! And if you should die before the policy term is complete, Sanlam calculates and pays out the current value of your investment. The Stratus Endowment is also a tax efficient savings vehicle as Sanlam Life pays the tax in the policyholders' fund and when the investment term ends, the proceeds payable are tax-free in your hands.

When you invest in the Stratus Endowment, you can choose from a comprehensive range of investment funds for your money to grow in. You may also spread your investment over more than one fund,

  • to take advantage of every eventuality,
  • to match your own risk profile with the appropriate fund risk level, and to switch from one fund to another as your circumstances change.

For a quote on an Endowment Policy, complete the form below.

Other products from Sanlam

Life Insurance Cover

Accident Cover

Retirement Annuity


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