Category: South Africa / Insurance / Life Insurance / 1Lifedirect

1Lifedirect is an industry first – a revolution in fact! 

Gone are the days of complicated calculations, ambiguous product offerings and irrelevant policy elements. 

We won’t test your patience with unnecessary paperwork, uptight consultants or complicated lap top presentations – in fact we don’t even ask you to go for medical tests upfront.

What’s more, because 1Lifedirect is

100 % direct and has low infrastructure fees and no broker commissions, we can rebate commission usually paid to brokers back to the consumer. 

1Lifedirect offers you the opportunity to deal directly with your insurer – whether over the internet or via the state of the art call centre – which provides you with personal control of your life insurance needs.

With 1Lifedirect expect:

• Competitive premiums.
   

• Headache free service processes.
   

• Complete freedom to choose the high quality package that best suits your needs.

1Lifedirect Products

Credit Life Cover | Value Added Product | Medical

With Pure Life Cover, the policy holder’s beneficiaries will receive the value of the life insurance policy after the policy holder’s death.

This product allows you the option of selecting either:

• 1Life Basic which:
   

  • will pay out, to a beneficiary of your choice, a cash amount of up to R200 000 in the event of your death;
     

  • is a level sum assured product, so the amount you are covered for will not decrease while your policy is active;
     

  • can be taken for a specific number of years or for your whole life;
     

  • covers accidental death immediately;
     

  • includes terminal illness cover i.e. if you are diagnosed with a terminal illness and your life expectancy is less than 12 months, your cash amount will be paid out.

OR

• 1Life Elevated which:
   

  • will pay out, to a beneficiary of your choice, a cash amount from R200 000 and upwards in the event of your death;
     

  • is a level sum assured product, so the amount you will be covered for will remain the same while your policy is active;
     

  • includes a guaranteed assurability option, which means that you can increase your cover amount if your lifestyle changes e.g. when you get married, buy a home or have a baby with limited underwriting;
     

  • can be taken for a specific number of years or for your whole life;
     

  • covers you immediately for death;
     

  • also includes terminal illness cover.

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