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How Much Life Cover Is Enough?

April 2008

Think about it.  There is no point taking out a life insurance policy and paying for it every month if, after you are no longer around, there isn’t going to be enough money to pay for your children’s education, the mortgage on your home or the debt that you have incurred for that matter.

 

Submit an Article  |  Archives 1 | 2

 

Blackouts - Are You Insured?

Alarm systems that fail to respond to a burglary because of power failure - will it affect your insurance claim or not?

 

Short Term News

»  Is your home properly covered?

»  Short Term Insurance Costs

»  Avoid disaster during holidays

»  Santam to simplify policy wordings

»  Keeping three eyes on the road

»  SA Eagle now Zurich Insurance

»  Car Rental Insurance investigated

»  Steffen Gilbert quits as Santam CEO

»  Santam's taxi insurance policy

»  Travel Cover prevent mishaps

»  Insurance blacklisting - Beware

 

Your Retirement Annuity Is Better Than You Think, says Liberty Life

Leading life assurer Liberty Life has reassuring news for 'deckchair strategists' who are back from the holidays and traditionally turn to their financial planning at this time of year.

 

 

 

 

 

 

 

 

 

Life Insurance News

»  Retirement - The Final Frontier?

»  Reviewing life assurance policies

»  Under 35s more financially savvy

»  Liberty lifts lid on medical cover

»  Channel Life set for more growth

»  Sanlam launches investment plan

»  Ovation P/H offered assurances

»  Skin cancer one of top four claims

»  Check RF statements regularly

»  Portions:  We're eating too much

 

Investment News

What Could the 'Eskom Effect' be?

When we look back at 2008 property data in years to come, will an 'Eskom Effect' be visible?

 

»  Investors cautious of equities in 2008

»  Residential Property in 2008

»  ABSA warns clients about SIM swap

»  Who wants to be a millionaire?

»  OM's inflation+ pensioners bonus

»  Stop Loss Strategy

»  Boost To Encourage SBA

 

Medical Schemes

»  Medical Aid Members' Rights and Duties

»  More dying of cancer than HIV/AIDS

»  Medical Schemes - What you didn't know

»  Prime hunting season for medical aids

»  SA gets a new Medical Aid - for pets!

»  Schemes revolt against kick-backs

»  SA still not prioritising Medical Aid

»  SA Schemes conned by patients

»  Medicover partners with Lions

»  Sick patients held to ransom

»  Pfizer and Discovery reach agreement

»  Challenges facing SA Medical Schemes

 

 

 

 

 

 

 

 

 

 

Regulatory Bodies News

»  Medical Aid Schemes Complaints

»  CM vital for long-term insurers

»  Curatorship of Fidentia AM

»  Fidentia placed under curatorship

»  Aggressive tax structuring

 

Personal Finance

»  SMME Benefits in 2008 Budget

»  Insurers' Sights on Self-Service

Product Focus

BondAbility

A Life Insurance Plan that has been specifically designed to provide flexible risk benefits in respect of Home Loan Protection.  No Medical or HIV testing.  Premiums from only R80 per month!  3 Months free Death Cover.

 

Get a quote and protect your home loan.  More product information here.

 

 

Medical Aid

Optivest Health Services is an independent healthcare organisation specialising in medical schemes.  They provide free comparative quotes and use more than 40 open schemes to ensure that your unique needs are met.  Optivest assist you in choosing the best medical scheme based on your needs, income, state of health and number of dependents.  They can also assist with claims and query resolution.  Get a comparative quote here.

 

 

Hints & Tips

Wondering how you can reduce your short term insurance premiums?  See our tips for saving on household and car insurance.

 

History of Insurance

A look at the history of insurance - where and how it all started.

 

Insurance Terms Explained

Do you struggle to understand some of the insurance terms used by the insurance industry?  See the glossary of insurance terms.

 

Definition of Insurance

The general definition of insurance is explained here.

 

 

 

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